Category Archives: Finance

Financial Planning: Turn Your House into a Home

Financial Planning: Turn Your House into a Home

You don’t have a home just because you live in a house. Turning your house into a home requires serious thought about financial planning. I’m in the middle of my second cross-country move in less than a year. After living in the same house for seven years, and then abruptly changing location twice, one of the

Can’t Pay Your Taxes? Loan Options for Making it Work

Can’t Pay Your Taxes? Loan Options for Making it Work

Can’t pay your taxes? Don’t ignore the situation. You might be better off making it work with a loan. Even though the official tax season is over, I still get questions from readers about the options available when they can’t pay their taxes. This is because tax debt doesn’t just go away because tax season

Building Credit as an Authorized User

Building Credit as an Authorized User

Could you improve your credit by being added as an authorized user on someone else’s account? One of the questions that readers often ask me is whether or not building credit as an authorized user is an option for their finances. The good news is that, in some cases, it can be a good way

How to Use Personal Loans to Smooth Your Finances

How to Use Personal Loans to Smooth Your Finances

Contrary to popular belief, personal loans can be helpful when it comes to your finances. Here’s how I use personal loans to help manage my money. In the world of personal finance writing, I’m a bit of an anomaly when it comes to debt. I don’t mind getting an auto loan if my interest rate

Are You on #TheRoad to Financial Wellness?

Are You on #TheRoad to Financial Wellness?

The following blog post is part of The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today (June 5, 2015) they will be in Philadelphia! Our goal is to help people learn about money by starting the conversation.

A Brief Reflection on Non-Monetary Cost

A Brief Reflection on Non-Monetary Cost

As a personal finance writer, I often see in financial cost. I run the numbers on home ownership and find them wanting. The monetary cost of decisions I make every day are considered. But what of non-monetary cost? Sometimes I fail to think of the impact on myself and my son. What will the non-monetary impacts

5 Strategies to Follow To Be A Millionaire

5 Strategies to Follow To Be A Millionaire

Today (May 20th) is Be a Millionaire Day. If you want to build wealth and eventually become a millionaire, here’s what you need to know. When I look back at my earnings over the last 10 years or so, I realize that I’ve made more than $1 million. However, I’m far from being a millionaire

Things I Will Teach My Children About Money

Things I Will Teach My Children About Money

“I wish I knew that at your age.” — said by every single older person out there. What do you wish you knew as a child? Do you wish you could go back and share some wisdom with your younger self? I certainly do. There are probably thousands of things that you wish you could

Looking For a Way To Save Money and Go Green? Switch to Solar Power

Looking For a Way To Save Money and Go Green? Switch to Solar Power

This is a guest post from my sister, Rachel, whose husband sells solar power systems through Vivant. They’ve been trying a solar system on their own home, and this is her story. Another interesting take on solar power can be found at Lazy Man and Money, where my buddy Brian shares his experience with a