Author Archives: Miranda Marquit

How to Use Technology to Make Better Investing Decisions

How to Use Technology to Make Better Investing Decisions

We are fortunate to live at a time when technology makes investing easier than ever. With the help of technology, you can make better investing decisions and grow your wealth. Technology has been a boon to me. Because of the Internet, I can work from home and create a flexible lifestyle that I enjoy. The

How to Use Personal Loans to Smooth Your Finances

How to Use Personal Loans to Smooth Your Finances

Contrary to popular belief, personal loans can be helpful when it comes to your finances. Here’s how I use personal loans to help manage my money. In the world of personal finance writing, I’m a bit of an anomaly when it comes to debt. I don’t mind getting an auto loan if my interest rate

4 Ideas for Investing in a Socially Responsible Manner

4 Ideas for Investing in a Socially Responsible Manner

Many of us like the idea of investing in a socially responsible manner. If you are hoping to invest in a good cause, here are a few ideas. For many of us, life is about more than just making money, and investments are about more than a bottom line. Many of us like to feel

How to Dissolve Your Home Business

How to Dissolve Your Home Business

You might reach a point where it becomes necessary to dissolve your home business. Here are a few things to keep in mind. When you start a home business, you don’t often assume that you will have to dissolve it. Choosing a business organization should have been a careful process, so it’s uncommon to get to

Are You on #TheRoad to Financial Wellness?

Are You on #TheRoad to Financial Wellness?

The following blog post is part of The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today (June 5, 2015) they will be in Philadelphia! Our goal is to help people learn about money by starting the conversation.

6 Ways to Invest Your Time

6 Ways to Invest Your Time

We often get hung up on financial concepts when it comes to investment. But have you thought about how you invest your time? Investing is often considered in monetary terms. However, we have other resources to invest. On of those resources is time. Before you get too hung up on money, think about the way

A Brief Reflection on Non-Monetary Cost

A Brief Reflection on Non-Monetary Cost

As a personal finance writer, I often see in financial cost. I run the numbers on home ownership and find them wanting. The monetary cost of decisions I make every day are considered. But what of non-monetary cost? Sometimes I fail to think of the impact on myself and my son. What will the non-monetary impacts

5 Strategies to Follow To Be A Millionaire

5 Strategies to Follow To Be A Millionaire

Today (May 20th) is Be a Millionaire Day. If you want to build wealth and eventually become a millionaire, here’s what you need to know. When I look back at my earnings over the last 10 years or so, I realize that I’ve made more than $1 million. However, I’m far from being a millionaire

Merchant Negotiators: Find a Merchant Account Provider

Merchant Negotiators: Find a Merchant Account Provider

If you accept credit cards for your home business, you need a merchant account provider. But how do you find the right one? My home business payment acceptance needs are simple and straightforward. I just need clients to be able to pay me via PayPal or direct deposit (or by check — if they must).

Investing in Gold: You’re Killing Me Smalls!

Investing in Gold: You’re Killing Me Smalls!

I’ve been lax on my Grow Your Dough updates this year because I’ve been falling in the rankings since almost the beginning. A big reason? I’m investing in gold. We’ve been running Grow Your Dough 2.0 this year, and I’m doing awful. At this time last year, I was in the top five. By the