Author Archives: Contributor

Rates, Services and Other Features of the Best Checking Accounts

Rates, Services and Other Features of the Best Checking Accounts

Many banks offer nice extras for opening a checking account… but some go above and beyond every day. Be sure you’re aware of the rates, services and other features to expect from the best checking accounts. Here are a few other things to look for: No minimum initial deposit requirement to open account.  Look forContinue Reading

Towards a Better Retirement Plan: Picking the Right IRA is an Absolute Must

Towards a Better Retirement Plan: Picking the Right IRA is an Absolute Must

What is an IRA?  It is short for an Individual Retirement Account that allows for you to create savings to support your retirement.   The benefit of an IRA is that they are structured to provide large tax breaks for Americans to assist them (and encourage them) to put away money for the future.  It isContinue Reading

Get Rich: Learning to Invest For Later

Get Rich: Learning to Invest For Later

Do you want to get rich in your twenties? Stop spending money. Now.  You might not be able to drive a Maserati to your first high school reunion, but you might be able to by your second one, if you start saving money NOW. How, you ask? Saving money is boring, menial, and totally lame. WhatContinue Reading

Saving Money the Old Fashioned Way

Saving Money the Old Fashioned Way

I hear a lot of talk about saving money and how hard it is — something I know to be a fact these days. I was sitting around thinking about how much simpler it was when I was growing up and how frugal my folks were. I understand that technology has taken us to aContinue Reading

Improve Your Home’s Value for Now and Later

Improve Your Home’s Value for Now and Later

When you make improvements to your home, you need to not only think about how they will benefit your current living conditions, but also how they will impact the resale value of your house if you ever decide to sell. Here are some of the best places to improve your home’s value for both theContinue Reading

Life Insurance Options for Different Stages of Life

Life Insurance Options for Different Stages of Life

Every adult needs life insurance, but the type of life insurance you choose depends on your current life situation and career path. Take a look at these sample profiles and see which one most closely fits your life. Remember that if your life situation changes, your life insurance probably needs to change as well. ExampleContinue Reading

Navigating Babysitter Taxes: What Families Need to Know Before They Hire

Navigating Babysitter Taxes: What Families Need to Know Before They Hire

It’s very common for parents to hire someone to watch their kids for date nights or for a few hours after school. But what you may not realize is that you’re actually setting up an employee/employer relationship that has potential tax implications, depending on the babysitting schedule. The IRS says that any household employee (babysitter,Continue Reading

Five Smart Strategies for Managing Your Debt

Five Smart Strategies for Managing Your Debt

Being in debt is no fun, but it’s not the end of your life, either. Many people who have been in deep debt have managed to climb out and regain control of their financial lives. Sometimes, all you need is the right strategy to get started. Your first step is to refrain from panicking. WorkingContinue Reading

How To Choose A Term Life Insurance Policy

How To Choose A Term Life Insurance Policy

It is common knowledge that the average U.S. household is not prepared for retirement, let alone a tragic and untimely death in the family. Most financial planners recommend life insurance as the best form of income replacement to ensure a family can maintain financial stability. Unfortunately, recent studies have shown that, although 93% of AmericansContinue Reading

The Top Four Situations When Self-representation in Court is a Bad Idea

The Top Four Situations When Self-representation in Court is a Bad Idea

You may be tempted to save money and not hire a lawyer to represent you when you are involved in legal issues. But, in certain circumstances, not having representation can cost you much more. The protection provided by a knowledgeable attorney can make the difference between having a favorable ruling or not. Here are theContinue Reading