Mobile vs. Desktop: A battle between Xero and QuickBooks

Mobile vs. Desktop: A battle between Xero and QuickBooks

When shopping for accounting software to manage your small business, QuickBooks is likely the first option that comes to mind. For years, it has been the go-to program for accountants, and rightly so. It was a huge leap forward nearly two decades ago and made the number crunching aspect of business significantly easier. But times

Financial Planning: Turn Your House into a Home

Financial Planning: Turn Your House into a Home

You don’t have a home just because you live in a house. Turning your house into a home requires serious thought about financial planning. I’m in the middle of my second cross-country move in less than a year. After living in the same house for seven years, and then abruptly changing location twice, one of the

Can’t Pay Your Taxes? Loan Options for Making it Work

Can’t Pay Your Taxes? Loan Options for Making it Work

Can’t pay your taxes? Don’t ignore the situation. You might be better off making it work with a loan. Even though the official tax season is over, I still get questions from readers about the options available when they can’t pay their taxes. This is because tax debt doesn’t just go away because tax season

Are You Going All In on Retirement?

Are You Going All In on Retirement?

Today (July 26) is “All or Nothing” Day. You don’t have to solve your financial problems in one fell swoop, but you can stop procrastinating on your retirement savings. Now is the time to go all in and get started. According to the Employee Benefit Research Institute (EBRI), about 50% of workers say cost of

Building Credit as an Authorized User

Building Credit as an Authorized User

Could you improve your credit by being added as an authorized user on someone else’s account? One of the questions that readers often ask me is whether or not building credit as an authorized user is an option for their finances. The good news is that, in some cases, it can be a good way

How to Use Technology to Make Better Investing Decisions

How to Use Technology to Make Better Investing Decisions

We are fortunate to live at a time when technology makes investing easier than ever. With the help of technology, you can make better investing decisions and grow your wealth. Technology has been a boon to me. Because of the Internet, I can work from home and create a flexible lifestyle that I enjoy. The

How to Use Personal Loans to Smooth Your Finances

How to Use Personal Loans to Smooth Your Finances

Contrary to popular belief, personal loans can be helpful when it comes to your finances. Here’s how I use personal loans to help manage my money. In the world of personal finance writing, I’m a bit of an anomaly when it comes to debt. I don’t mind getting an auto loan if my interest rate

4 Ideas for Investing in a Socially Responsible Manner

4 Ideas for Investing in a Socially Responsible Manner

Many of us like the idea of investing in a socially responsible manner. If you are hoping to invest in a good cause, here are a few ideas. For many of us, life is about more than just making money, and investments are about more than a bottom line. Many of us like to feel

How to Dissolve Your Home Business

How to Dissolve Your Home Business

You might reach a point where it becomes necessary to dissolve your home business. Here are a few things to keep in mind. When you start a home business, you don’t often assume that you will have to dissolve it. Choosing a business organization should have been a careful process, so it’s uncommon to get to